- Card Issuing Stack For Banks
A card issuing tech stack that’s built for banks to bank on.
The single tech partner for banks and fintechs, providing complete card issuance and processing solutions.

Our customers.
Powering growth across categories.
Cards
issued
issued
0
+M
Our presence across countries
0
+
Global customers
0
+
Card networks
0
+


























Card issuance and processing at its best.
Scale your banking business with our modular and robust tech platform, powering a host of issuing solutions.

- Flexible KYC onboarding
- Clearing & settlement
- Issuance and end-to-end card lifecycle management.
- Transaction authorisation

- Modular solutions: Card switch and UPI switch
- Integrates with accounting solutions
- Available across all card types
- 3D Secure authentication in Access Control System (ACS)

- Easily integrates all leading KYC modules
- Intuitive UI for customer onboarding
- Check balance and payment journies
- SDKs and exhaustive suite of APIs



The power of end-to-end issuer processing solutions.



Customer Acquisition

Authorization

Card Management

Ongoing Fraud & Risk Management

Clearing & Settlement

Compliance and Security

Add-on
Services
A stack that unlocks value for banks, fintechs and brands.
Card issuing solutions built to accelerate payment ecosystems.

For Banks
Your payments partner for growth.
- Accelerate speed to market
- Simplify systems and operations
- Own the customer experience
- Adapt faster to changing regulatory environment

For Fintechs
Focus on business, while we handle the rest.
- Plug & play
- Quicker launches and scalability
- Hassle-free program management from start to finish
- Adapt faster to changing regulatory environment

For Brands
Drive loyalty, sales and more value with every transaction.
- Launch co-branded cards
- Personalise customer experiences
- Deliver flexible payment options
- Adapt faster to a changing regulatory environment
A single tech partner for
all things issuing & processing.
The Qwikcilver card issuing tech stack is loaded with features for your banking business.
Card issuance
Multi-currency
Access portal
Card issuance
Card issuance – contents
Multi-currency
Multi-currency – contents
Access portal
Access portal – contents
Card issuance
- Supports all card formats with bulk issuance
- Wallet priority & authorisation setup
- Multiple networks including Mastercard, VISA, RuPay
- Minimum or full KYC (CKYC/V-KYC/Aadhar DL)
Multi-currency
- Multi Currency wallet card
- Wallet Currency Setup (25 currencies)
- 6 active wallets at a time
- Exchange rate mapping
Access portal
- Agency, card holder and helpdesk interfaces
- Customised pre-built reports dashboard
- Hierarchy and role based secure access
- Easy access with intutive UI
Why choose Qwikcilver?
Grow your banking business with the best in class tech stack today.

Adaptable architecture
- Easy-to-integrate and go-live with embedded use cases
- API suite, API gateway, SDKs
- Integrates with third-party products and platforms
- Supports NFC payments, JIT funding and more
Regulatory compliance
- Integrates with diverse KYC processes
- Supports banks’ credit risk underwriting and AML checks
- PCI-DSS, ISO Certified

Program management
- Card bureau services
- Back office and customer support
- AML & FRM integrations & case management
- Dispute & chargeback handling
Businesses we’ve transformed
Delivering success for bussinesses across the globe one solution at a time.
Lulu’s Multi-Country Gift Card Strategy powered by Qwikcilver
A strategic collaboration with Qwikcilver by Pinelabs marked a pivotal shift, enabling Lulu to cater to its diverse customer base with an innovative solution that drives sales and enhances customer engagement, resulting in sustained growth for Lulu.
Boosting Festive Sales: How Qwikcilver Transformed Nestlé’s Wholesaler’s Engagement
Qwikcilver's innovative digital solution has significantly enhanced Nestlé's ability to engage wholesalers and drive sales during the festive season, achieving over 17% year-on-year participation growth and a 45% redemption rate.
Driving Sales and Engagement: Qwikcilver’s Strategic Channel Loyalty Program for Captain Steel
Qwikcilver's Steel Champion App transformed Captain Steel's consumer engagement and sales strategy by implementing an innovative loyalty program which boosted their sales by 2.5x, expanded their user base to over 10,000 in five months.
Qwikcilver transforms Syngenta’s rewards program for farmers.
Syngenta revamped its rewards with Qwikcilver, using gamified lucky draws and real-time tracking. Results: 100% more participation and 15X gift card redemptions.
Transforming Al-Futtaim’s Customer Engagement with Wallet & Prepaid Program
Al-Futtaim transformed customer engagement with Qwikcilver's Blue Rewards Wallet and Prepaid Card. The solution boosted gift card sales by 25%, expanded memberships 3.5X, and enhanced global usage and experience.
Upgrade your card issuing with our powerful tech stack
Frequently asked questions
Dummy text Lorem ipsum dolor sit amet, consectetur adipiscing elit. Proin ut consectetur adipiscing elit. Dummy text Lorem ipsum dolor sit amet, consectetur adipiscing elit. Proin ut consectetur adipiscing elit.
Dummy text Lorem ipsum dolor sit amet, consectetur adipiscing elit. Proin ut consectetur adipiscing elit. Dummy text Lorem ipsum dolor sit amet, consectetur adipiscing elit. Proin ut consectetur adipiscing elit.
Dummy text Lorem ipsum dolor sit amet, consectetur adipiscing elit. Proin ut consectetur adipiscing elit. Dummy text Lorem ipsum dolor sit amet, consectetur adipiscing elit. Proin ut consectetur adipiscing elit.
Dummy text Lorem ipsum dolor sit amet, consectetur adipiscing elit. Proin ut consectetur adipiscing elit. Dummy text Lorem ipsum dolor sit amet, consectetur adipiscing elit. Proin ut consectetur adipiscing elit.